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EA Sports FC (FIFA) Safety Guide for Parents

What parents need to know about EA Sports FC (formerly FIFA) — including loot boxes, Ultimate Team gambling mechanics, online chat, and spending risks.

EA Sports FC is EA's hugely popular football video game, formerly FIFA, featuring online matches and 'Ultimate Team' where players build squads and spend on packs.

Official age

16+

We recommend

16+

Developer

Electronic Arts

Risks

4

Features to know about

In-app purchases

Overview

EA Sports FC (previously known as FIFA) is one of the world's most popular football video games, released annually by Electronic Arts. The current title, EA Sports FC 27 (released on 25 September 2026), is rated PEGI 16 with the descriptor 'Paid random items' because of its Ultimate Team packs, whereas PEGI's database lists the earlier EA Sports FC 24, FC 25 and FC 26 as PEGI 3. Every version contains significant risks in its online and monetisation features. The Ultimate Team (FUT) mode is a card-collecting game mode in which players buy 'packs' containing random player cards — a mechanic that gambling regulators in several countries have classified as akin to gambling. EA Sports FC is played by millions of children across the UK.

How children use it

Children primarily play EA Sports FC in one of three modes: Career Mode (offline, single-player), Online Seasons (competitive matches against other players), and Ultimate Team (building a squad using player cards). Ultimate Team is the most popular mode and the most commercially lucrative for EA, with children spending real money on card packs chasing high-rated players. Online matches involve chat features including voice and text communications.

Main risks

Recommended privacy settings

EA Account Spending Controls

Location: myaccount.ea.com → EA Wallet

Set to: Do not save payment details; use console parental controls for spending limits

EA does not offer robust built-in spending limits. The most effective control is setting spending restrictions through the PlayStation, Xbox, or Nintendo console parental controls and not saving a credit card to the EA account.

Online Communication Settings

Location: Console parental controls → Communication and Multiplayer

Set to: Friends only or restricted

Text and voice chat in online matches is where most abusive interactions occur. Console-level communication restrictions are more reliable than in-game settings.

Parent actions

essential

Set monthly spending limits through PlayStation, Xbox, or Nintendo parental controls — do not rely on in-game settings alone

Time: 15 minutes

essential

Explain the mechanics of Ultimate Team packs to your child — they are randomised, the odds are very low for top-rated players, and they are designed to encourage repeated spending

Time: 15 minutes

recommended

Have a conversation about acceptable behaviour in online matches — abuse, racial slurs, and rage quitting are common issues

Time: 10 minutes

Related app guides

If you need to report this

In immediate danger: call 999. For non-emergency police matters, call 101.

Concerned about a child but it's not an emergency? NSPCC helpline 0808 800 5000. Childline for young people 0800 1111.

Myths & facts

Myth: EA Sports FC is a football game rated for all ages, so the whole thing, including Ultimate Team, is fine for young children.

Fact: That was how the older games were rated — PEGI's database lists EA Sports FC 24, FC 25 and FC 26 as PEGI 3 — but it is not true of the current one. EA Sports FC 27, released on 25 September 2026, is rated PEGI 16 with the descriptor 'Paid random items', because of Ultimate Team's randomised card packs. PEGI's rules changed in June 2026 so that newly submitted games containing paid random items default to PEGI 16, and FC 27 was rated under those rules. From October 2026 PEGI has also begun re-rating a selection of existing digital-only games with paid random items from PEGI 3, 7 or 12 to PEGI 16, but the older FC games still show PEGI 3 on PEGI's database as at November 2026. That all-ages label predates the new rules and doesn't mean the packs are any less of a concern — so it's worth checking which version is actually installed.

Myth: Because pack-opening looks like gambling, there's a legal age check stopping a child buying FC Points or packs.

Fact: Loot boxes such as FUT packs are still not classed as gambling under UK law — a government minister restated this position to the House of Lords in January 2026, while saying the government is keeping possible future legislation under review — so there is no statutory age check on the purchase itself. Since 26 May 2026 the ASA has been actively monitoring Apple App Store and Google Play listings for mobile games, which must clearly disclose that loot boxes are present, but that's a disclosure duty, not a purchase restriction; stopping a child spending is down to the console or account-level controls you set yourself.

Myth: As long as my child only spends in-game FIFA Coins, not real money, there's no real risk.

Fact: The pack itself works the same whichever currency buys it, so the random-reward cycle regulators are concerned about applies to coin-bought packs too. The bigger practical risk with coins is buying or selling them through third-party websites, which breaks EA's rules and is a common scam route — fake sites, 'comfort trades' that hand over account access, and coin wipes or bans if EA's systems flag the account. Packs and points should only come from EA's own store or the console marketplace.

Age by age

  1. 5-7

    The current game, EA Sports FC 27, is rated PEGI 16, so it isn't aimed at this age. If an older PEGI 3 title is already in the house, keep play to offline Career Mode or local Kick Off matches with a parent nearby. Ultimate Team is not appropriate at all for this age — don't let your child near the pack-opening screens, and never save a card to the EA account they use.

  2. 8-10

    EA Sports FC 27 is rated PEGI 16, so we'd hold off buying the current game for this age. If your child already plays an older PEGI 3 title, Career Mode and local multiplayer are fine to explore independently. Ultimate Team's pack-opening animations are built to be exciting to watch, so if your child asks to try it, 'not yet' is a reasonable answer. Turn on purchase approval through the console or EA account before they play anything online.

  3. 11-13

    Requests to play Ultimate Team usually start around this age, and the PEGI 16 rating on EA Sports FC 27 is a handy, neutral reason to say not yet. If your child plays an older PEGI 3 title and you allow Ultimate Team there, agree a firm spending cap in advance, keep purchase approval switched on, and look at what a pack actually contains together — usually a low-value player rather than the star they're chasing.

  4. 14-16

    EA Sports FC 27 is rated PEGI 16, so the current game is for 16 and over; for 14- and 15-year-olds an older PEGI 3 title is the better fit, with the same agreed limits. Teenagers can usually manage Ultimate Team with agreed limits, but it's worth revisiting the maths occasionally: EA shows the odds for packs bought with FC Points inside the game (a 'Show Pack Probabilities' option under each pack), and reading them together is a quick reality check. Also flag that buying or selling FIFA Coins on third-party sites breaks EA's rules and is a common route into losing an account.

Frequently Asked Questions

Related Resources

Sources

Last reviewed: 2026-11-05

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